Chubb Life + LTC Plan Options
Compare the Chubb Life + LTC plan premiums to the Washington State employee LTC payroll tax.
Tobacco Status is based on a 12 Month Look Back for use of Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Chubb Plan
|
State Payroll Tax
|
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|---|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
F
|
|
|
|
|
Life Insurance Face Value
|
$25,000
|
$50,000
|
$75,000
|
$100,000
|
$125,000
|
$150,000
|
|
|
|
|
Monthly LTC Benefit Amount
|
$1,000
|
$2,000
|
$3,000
|
$4,000
|
$5,000
|
$6,000
|
|
|
|
|
LTC Rider Duration
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
|
|
|
|
Extension of LTC Benefits
|
50 months
|
50 months
|
50 months
|
50 months
|
50 months
|
50 months
|
|
|
|
|
Total LTC Duration
|
75 months
|
75 months
|
75 months
|
75 months
|
75 months
|
75 months
|
|
|
|
|
LTC Maximum Benefit
|
$75,000
|
$150,000
|
$225,000
|
$300,000
|
$375,000
|
$450,000
|
|
$36,500
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Face Value
|
$25,000
|
|
Monthly LTC Benefit Amount
|
$1,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$75,000
|
|
Monthly Premium
|
$ 0.00
Not Available
$16.15
Not Available
$16.15
Not Available
$16.52
$13.06
$16.90
$13.33
$17.31
$13.54
$17.73
$13.83
$18.19
$14.29
$18.83
$14.79
$19.50
$15.33
$20.19
$15.87
$20.85
$16.40
$21.56
$17.10
$22.52
$17.86
$23.55
$18.60
$24.53
$19.45
$25.61
$20.33
$26.71
$21.45
$28.05
$22.59
$29.47
$23.81
$30.94
$25.09
$32.62
$26.42
$34.23
$27.86
$36.38
$29.36
$38.59
$30.91
$40.89
$32.56
$43.26
$34.31
$45.89
$36.65
$48.96
$39.17
$52.28
$41.91
$55.84
$44.76
$59.56
$47.94
$63.58
$50.93
$67.79
$54.17
$72.32
$57.51
$76.99
$61.09
$81.95
$64.87
$87.10
$70.30
$94.02
$76.11
$101.40
$82.24
$109.09
$88.71
$117.22
$95.52
$125.74
$104.05
$136.69
$112.89
$147.96
$122.23
$159.93
$131.90
$172.11
$142.08
$184.99
$157.93
$205.40
$174.61
$226.88
$192.23
$249.60
$210.85
$273.69
$230.68
$299.32
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Face Value
|
$50,000
|
|
Monthly LTC Benefit Amount
|
$2,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$150,000
|
|
Monthly Premium
|
$ 0.00
$25.29
$32.29
$25.29
$32.29
$25.67
$33.04
$26.12
$33.79
$26.67
$34.62
$27.08
$35.46
$27.67
$36.37
$28.58
$37.67
$29.58
$39.00
$30.67
$40.37
$31.75
$41.71
$32.79
$43.12
$34.19
$45.03
$35.72
$47.11
$37.20
$49.06
$38.89
$51.21
$40.67
$53.41
$42.90
$56.10
$45.17
$58.95
$47.61
$61.88
$50.18
$65.23
$52.83
$68.46
$55.71
$72.76
$58.72
$77.18
$61.81
$81.77
$65.11
$86.53
$68.62
$91.79
$73.30
$97.92
$78.35
$104.55
$83.81
$111.69
$89.53
$119.11
$95.87
$127.16
$101.85
$135.59
$108.34
$144.64
$115.03
$153.98
$122.18
$163.90
$129.74
$174.20
$140.60
$188.04
$152.21
$202.80
$164.49
$218.18
$177.43
$234.44
$191.03
$251.49
$208.09
$273.39
$225.77
$295.91
$244.46
$319.85
$263.81
$344.21
$284.16
$369.99
$315.85
$410.79
$349.22
$453.77
$384.46
$499.20
$421.70
$547.38
$461.36
$598.64
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Face Value
|
$75,000
|
|
Monthly LTC Benefit Amount
|
$3,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$225,000
|
|
Monthly Premium
|
$ 0.00
$37.94
$48.44
$37.94
$48.44
$38.50
$49.56
$39.19
$50.69
$40.00
$51.94
$40.62
$53.19
$41.50
$54.56
$42.87
$56.50
$44.37
$58.50
$46.00
$60.56
$47.62
$62.56
$49.19
$64.68
$51.29
$67.55
$53.57
$70.66
$55.80
$73.58
$58.34
$76.82
$61.00
$80.12
$64.35
$84.15
$67.76
$88.42
$71.42
$92.82
$75.27
$97.85
$79.25
$102.68
$83.57
$109.13
$88.08
$115.77
$92.72
$122.66
$97.67
$129.79
$102.93
$137.68
$109.95
$146.88
$117.52
$156.83
$125.72
$167.53
$134.29
$178.67
$143.81
$190.74
$152.78
$203.38
$162.51
$216.95
$172.54
$230.97
$183.27
$245.85
$194.62
$261.30
$210.90
$282.06
$228.32
$304.20
$246.73
$327.27
$266.14
$351.66
$286.55
$377.23
$312.14
$410.08
$338.66
$443.87
$366.69
$479.78
$395.71
$516.32
$426.23
$554.98
$473.78
$616.19
$523.83
$680.65
$576.69
$748.80
$632.55
$821.07
$692.03
$897.96
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.